October 7, 2025
My small heart bleeds with ire whenever insurance consumers complain about being given a raw deal by insurers vis-à-vis insurance claims. Insurance people have in the past been given unpublishable names. In some cases, they have received unfavorable publicity. If you examine the issues closely, you will agree with me that most disputes or disagreements in insurance arise from a misinterpretation or ignorance of key insurance doctrines.
For most of us, this is not strange. Insurance is a highly technical and complicated subject. It is for this reason that you find insurance employees enrolling in large numbers with The Chartered Insurance Institute of London to study and unpack weighty areas of the subject. Yes, who does not want to be an expert in his or her area of craft?
The doctrine of ‘uberrima fides,’ which due to lack of proper awareness, often causes disagreements between insurance consumers and insurers.